We are seeking an experienced Head of Credit Risk to oversee the credit risk function for a German lending portfolio. In this role, you will work closely with senior leaders, data scientists, and cross-functional teams to align robust credit risk management with business growth, driving the development of strategies and frameworks in this key market.
Key Responsibilities:
- Own and lead credit risk management for the German lending portfolio.
- Set credit risk appetite and develop policies aligned with business goals and economic conditions.
- Monitor credit performance and take corrective actions as needed.
- Enhance credit risk scorecards, scoring processes, and data infrastructure.
- Provide risk expertise for new product development and funding initiatives.
- Communicate credit performance insights to internal and external stakeholders.
Requirements:
- 5+ years in credit risk and lending strategy, with strong analytical skills.
- Degree in a quantitative field (Mathematics, Engineering, etc.) or equivalent experience.
- Proficiency in statistical and machine learning techniques; Python experience is a plus.
- Leadership, stakeholder management, and excellent communication skills.
- Knowledge of the German lending market and SME lending (preferred).
